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Archive for auto insurance quotes

Contract Period Of Validity Of Auto Insurance


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Standard term of the contract is – 12 months. According to the current legislation, the minimum term of use of the car is three months (for physical persons) and six months (for legal) in a year. Insurance cost directly depends on operation time. It is necessary to consider that last year’s changes the monthly period during which the automobile owner could use the car, in case of the termination of period of validity of contract ОI is excellent also.

Do not forget that after registration of ОI you on hands still should have originals of documents and also the receipt confirming fee of the insurance company.
Contract cancellation.

The termination of activity of the contract probably in following cases:

* death of the automobile owner;
* vehicle stealing;
* car sales to other owner.

Term of consideration of demands of insurance company.

Insured event territory.

Insurance КАСКО is voluntary. It is directed on indemnification of consequences from the caused damage or autostealing. For today there are two versions of insurance. To them, in particular, carry: partial КАSКО (from a damage) and full КАSКО (includes besides a damage autostealing).

Besides automeans the contract supposes insurance upon accident as driver and the passenger of a motor vehicle.

Directly indemnification can be rendered the insurance company as follows: the reimbursement, suffered by you as a result of an independent car repair service; transfer of the put insurance sum or realization (payment) of car repairs.
How to issue.

Going to the insurance company for registration КАSКО to you it is necessary to generate and take with yourself the following complete set of documents:

* the civil passport;
* the vehicle passport;
* the contract on motor transport purchase;
* a driving license;
* the certificate on car registration;
How many costs.

Unlike ОI where the price is fixed, the price for policy КАSКО can essentially differ. All depends on the insurance company in which you address.

The final price of the policy consists of following financial components:

* year of release of the car;
* mark and the motor vehicle price;
* age and the driver’s experience of the automobile owner;
* a place of storage of a vehicle.

In some contracts the insurance companies accurately designate the conditions which non-observance is fraught with non receipt of insurance indemnification. For example, in the contract can be accurately registered findings of your car at night on paid parking place. In a case if the car will undergo to someone’s hooligan trick in other place (near the house, an entrance, on a summer residence etc.), you violate a condition and financial payment to you not to see.

Тhe probability of the use in the contract and the term «an exception of the insurance contract» is great. In this case the automobile owner should demand from employees of the company an explanation. After all can quite be that banal operation of summer rubber during the winter period can become fatal at attempt to receive compensation of the brought damage to your motor transport.

Anyone who is serious about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where knowledge makes life easier. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

That is why if you are properly armed with the info in your topic you can be sure that you will always find the solution to any bad situation. So, please make sure to track this web site on a regular basis or – an ideal solution for you – sign up to its RSS. In such an easy way you will have your hand on the pulse of the latest informational updates here. Blogging can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Features Of Insurance Of Credit Cars


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Given article is calculated on proprietors of credit cars who have decided to be insured on каsко. The phrase, maybe, sounds strange, after all pledge insurance is provided in all banks, simply feature sew the countries (and its inhabitants) what not all and not always is observed by the registered rules. However, borrowers doing not wish to pay under the credit for air, all the same are insured.

The basic nuance concerns long-term contracts of insurance. Long-term contracts of insurance provide the contract conclusion for all term of the credit, but responsibility the insurance company bears after payment of insurance payment for the corresponding period. It means that every year it is possible to change the insurance company if the previous insurer something was not pleasant to you. So, has passed year, the client has a choice:

We remain in the same insurance company, as year earlier.

The contract can be prolonged automatically simply having paid the payment provided for the corresponding period of insurance. This payment can be brought “on credit”. In some banks to you will open the demand line of credit (percent usually same, as well as at crediting – from 26 % annual). From your written approval the bank transfers money of the insurance company, the insurance contract comes into force, you throughout a year close the credit for the insurance. It is necessary to consider that at prolongation of long-term contracts the insurance sums are registered for 5-7 years in grivnas. The majority of motorists took credits in dollars, i.e. car cost in grivnas can not correspond for today to real market cost. At a severe loss (stealing, car utter annihilation) insurance compensation can not suffice to pay off with bank, if the rest under the credit the impressive.

Also insurance payment can be paid parts having agreed with the insurance company and having obtained the written permit of bank. Thus the insurance company applies the extra charge to the tariff from 3 to 15 % (that in any case more low, than percent on the credit for the insurance).
Studying of all documents. The insurance policy or the insurance contract, as a rule, does not bear all information on insurance conditions. To learn all nuances, it is necessary to study (besides, it is desirable together with the expert) insurance rules on which the firm renders the services. And if the insurance contract contains “residue” from insurance rules the insurance policy is the simplified variant of the contract of insurance. Also does not comprise the most interesting. And as you, likely, know, the most interesting is that is written by small print. These are those details and trifles on which at insured event approach the sum of payments (or refusal of payments in general – according to these most, in small print the written conditions depends).
The client decides to change the company (we do not consider the reason).

We are insured in the new company on suitable conditions. Thus it is desirable to write to the former insurer the notice on contract cancellation, the order of cancellation of the contract can be esteemed in the contract – usually it is a text part on 5-8 pages, to read which «hands do not reach». What for to terminate the previous contract? In some contracts of insurance the mechanism of write-off of means for the insurance from the account of the client (the bank grants your loan, on request of the insurer) is provided. Usually insurance company uses this mechanism when your old contract still operates. Or in the event that under the old contract is declared, but not paid losses – subtract the award from the loss sum for the following period of insurance, a difference pay to the client.

Anyone who is serious about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where information quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

That is why if you are properly armed with the knowledge in your sphere of interest you can be sure that you will in any case find the solution to any bad situation. So, please make sure to visit this web site on a regular basis or – the easiest way to take care of it – sign up to its RSS feed. Thus you will have a direct shortcut to the freshest info updates here. Blogging can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Automobile Owners And Autoinsurance


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The number of automobile owners constantly grows, and problems with cars do not become less, it is faster on the contrary: escalating speeds, substantial growth of streams of transport, daily stoppers, serious problems with a parking lot lead to increase in quantity of failures. And failure for the automobile owner – in any case a headache, even if it is only rumpled bumper what to tell about major accidents … And unless there is only a unique possibility to relieve from these problems: to use public transport? Such decision approaches not to each businessman, got used to live in luxury, especially, if to speak about inhabitants of a megacity. And the person has invented for a long time a way to keep in safety the property: insure the car with autoinsurance of Kasko and your car becomes the reliable guarantor of full safety.

Objections are possible that insurance does not reduce quantity of problems of the motorist but only adds the new: to understand insurance terms – modular insurance, КАSКO is final, possible, but it is required to spend the free time, and it and so always does not suffice. Besides, the policy of assurance costs the considerable sum and where guarantees that at failure, the insurance company completely will compensate losses, after all in the contract of insurance set of subtleties – understands them the lawyer can only.
You should not struggle independently with all these complexities if you take advantage of services of the insurance broker.

The institute of insurance brokers has appeared in England in a XVII-th century as the answer to necessity of presence in the market of insurance of the professional which not only well would be guided in business, but also possessed the information on the insurer and its reputation. Initially brokers were engaged only in sea insurance. They met the ships in port, suggested the owner of a vessel to insure it, collected the information on risk, and then placed it among insurers. Now brokers, except placing of risks, are engaged in their estimation, examination, and also management of risks. The purpose of the broker is to help you to choose a favourable insurance covering for the risks, to give the fullest information on the insurance companies, their services and the prices.

Getting the policy through the broker company, you can win very strongly in the price, after all to achieve tariff decrease in the insurance company to the separate person it is almost impossible, and to brokers with whom in the company for a long time co-operate, insurers go on essential concessions. Besides, the insurance companies include expenses on business conducting in the tariff, and at work through the broker their share is reduced, accordingly, the tariff decreases also.

Anyone who is realistic about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where knowledge makes life easier. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

Due to this if you are properly armed with the knowledge in your sphere of interest you can be sure that you will always find the solution to any bad situation. So, please make sure to get back to this web site on a regular basis or – the easiest way to take care of it – sign up to its RSS feed. In such an easy way you will have a direct shortcut to the latest informational updates here. Blogs can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Autoinsurance Is The Correct Decision!


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The standard of life becomes all above, inquiries of Ukrainians keep up to date coming nearer to the European standards. Cars got by our compatriots all become more comfortable and, accordingly, more expensively. There is nothing surprising that car insurance becomes the norm: after all to lose cost of the car in case of stealing will manage at present in the whole condition. In full or in part to compensate material losses in case of stealing or damage drawing voluntary insurance of the car or аutoкаsко will help. We will not discuss in detail advantage of voluntary autoinsurance, we will start to make a start that it is necessary to insure the car! And here there is a weight of various questions: How much will cost аutокаsко, how to choose the insurance company?

The offer of the insurance companies in the market of services is so great that “eyes run up”. If to approach purely from the consumer point of view in a choice of the insurance company for the policy аutокаsко anything difficult is not present: all is very simple, where is cheaper, there and we will make out. But if to contemplate a problem only in respect of material inputs and only at date of the conclusion of the insurance contract. Actually at a choice of your future insurer it is necessary to be guided not only cost аutокаsко, but also to consider weight of factors which can “cross out” subsequently the initial low price of the policy. Remember: the insurance is not an ornament or, for example, a household appliance at which choice are guided by design or a set of functions. First of all the insurance is your protection and confidence of tomorrow.
The basic argument at a choice of the insurance company is its reliability. You should be assured that at adverse (for you) coincidence of circumstances if your car is damaged or it will steal, the insurance company is able pay your damages in full conformity with the insurance contract. Therefore many motorists prefer large players in the market of services of insurance. It is not surprising, after all chances to “survive” at the large company much more, than at small insurance firm. But not always such choice can be correct. As a rule you should overpay for a brand and that the most important, large insurers quite often sin with the inattentive relation to the clients. And to compete in court if you God forbid have to sort out relations with your insurer, with the large company it is much more difficult. On the other hand small insurance firms are more compliant and make concessions in the price, as a rule is more attentive to problems of the client.

Let’s result some key rules by which it is necessary to be guided at a choice of the insurance company:

1. Learn a company date of creation
2. Whether there are at the insurer large corporate clients
4. A wide spectrum of kinds of insurance – the positive moment
5. Flexibility of a tariff policy, presence of discounts to constant clients
6. Presence of a network of branches speaks about solidity
7. An information openness for clients and mass-media
8. Positive responses of independent insurance brokers
9. Timely payments of insurance compensation

Anyone who is realistic about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we are living in the world where information makes life easier. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

Due to this if you are properly armed with the info in your sphere of interest you can rest assured that you will in any case find the solution to any bad situation. So, please make sure to get back to this web site on a regular basis or – the least time consuming way of doing it – sign up to its RSS feed. Thus you will have your hand on the pulse of the latest informational updates here. Blogging can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Autoinsurance: Problems And Ways Of Their Decision


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To insure your car today offer almost continually, the choice of the insurance companies and services of autoinsurance which they offer, is not simply wide.

Actually not all so is unequivocal as it would be desirable for the owner of the car bought an insurance policy… What we want from the insurance company at which we have got policy КАSКО or ОI? First of all we wish “to live easy”, i.e. to be assured that in case of approach of insured event we could receive without special problems compensation under the policy or the insurance contract, better to say in case of road accident or another unpleasant event described in the contract as “insured event” we wish to receive quickly and in full the unlimited sum of money as insurance compensation. Here the first adventures also begin! Practice shows that procedure of reception of compensation of a damage under the autoinsurance contract is connected with loss of time and weight of difficulties. And still probably for many will not seem opening that the insurance companies quite often try to put it mildly “to powder brains” and whenever possible to indemnify a loss to the client partially or in general to refuse payment for what various methods are used beginning from inexperience in subtleties of insurance business of the automobile owner and finishing “the holes” in advance left in the contract of autoinsurance.

Let’s try affect a situation at least from outside the client of the insurance company, that is the simple automobile owner who has insured the car and hopes that in “a case of that insurance will pay”. For the sake of justice it is necessary to notice that in certain cases full or partial refusal in compensation payment automobile owners who break treaty provisions of autoinsurance are guilty and basically it consists in default of elementary rules in case of failure or road accident. First of all let’s look as it is necessary to arrive at road accident and what actions should be executed that there were no problems with the insurance company.
The guaranteed reception of payments under the insurance at road accident:

As we already told quite often problems with payments under the insurance contract occur because of the owner. Therefore attentively read some rules which are necessary for executing to the insurer in case of road and transport accidents. To familiarise with requirements click the link in more details:
Immediately report the matter to road accident in the insurance company.

You can find useful articles in this section on an insurance theme, a practical advice on a case of occurrence of difficulties with the insurance company and many other things including examples of correct registration of the insurance contract.

Anyone who is realistic about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where info makes life easier. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!

That is why if you are properly armed with the information in your sphere of interest you can be sure that you will always find the solution to any bad situation. So, please make sure to visit this blog on a regular basis or – the least time consuming way of doing it – sign up to its RSS feed. Thus you will have your hand on the pulse of the latest info updates here. Blogging can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Information About The Kasko


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It is almost impossible today to meet the owner of the car neglecting with insurance of Kasko as this measure allows to protect property interests in case of a possible carjack, and also in set of the situations connected with causing of a damage to the car. Without having the policy of Kasko, any motorist is not insured from risk of losses in case of road and transport incidents, the acts of vandalism, weather cataclysms causing a loss and many other situations in which result the car can seriously suffer.

So, insurance of Kasko reliably protects financial interests of the client who is the owner of a vehicle, from set of misfortunes. Having chosen full insurance of Kasko, the owner of a car has possibility of reception of the insurance award both in case of drawing of a damage to the car, and in a situation with its plunder. Partial Kasko defrays only the expenses connected with drawing of a loss to the car. The choice of this or that variant remains for the client, no less than the decision on inclusion in insurance of Kasko of the franchise allowing essentially to lower cost of the policy. The franchise represents the small share of a damage which are not compensated by the insurance company.

There are some scenarios of compensation to automobile owners of the damage put to the car. Among them: partial or a vehicle complete recovery, payment of the monetary insurance award to the client or material indemnification for already executed by the owner of the policy repair.

The impression is made that Kasko considers all possible risks connected with the car, and it is very close to true. The only thing on what it is necessary to pay additional attention of owners of a car is life insurance and health of the driver and passengers as the policy of Kasko has no slightest binding to it.

Undoubtedly, huge value at a choice of the company for car insurance has cost of the policy of Kasko. The majority of sites of the insurance companies are equipped by the calculator with which help to count up how much costs Kasko in the given firm.

It is not necessary to forget, however, that the calculator gives only approximate answer to a question. Therefore for more detailed calculation it is necessary to contact managers of the company and to find out all details of the insurance contract taking into account specific features of the car and wishes of the client.
It happens that the question of settlement of losses within the limits of insurance of Kasko leads to disagreements between the insurance company and the client. The claim shown on behalf of the insurer on Kasko becomes the best exit from a similar situation.

Anyone who is serious about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we are living in the world where info quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

That is why if you are properly armed with the info in your sphere of interest you can rest assured that you will always find the solution to any bad situation. So, please make sure to visit this blog on a regular basis or – an ideal solution for you – sign up to its RSS feed. In such an easy way you will have your hand on the pulse of the freshest informational updates here. Blogging can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Some Features Of Autocrediting


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Today already for anybody is not a secret that traps on autocrediting place not banks and autosalons. They are placed by us. We lose more favourable conditions in autocrediting because of own laziness, at times to us even “reluctance” to descend in the following bank and to look conditions which are offered there. It seems to the majority of the population that at opening of new bank, it is possible to receive the credit on more favourable conditions in it than in banks which not operate the first day in the currency market.

There is one more typical error: “I went to that bank one year ago, its conditions do not satisfy me”. So those people who do not understand that every year these financial institutions try to do softer conditions for the clients.

Presently many banks, represent the crediting whole «loyalty show» in which course at the client the side between its possibilities and desires is completely erased.

For those who puts forward argument, type: “I do not wish to pay for КАSКО”, but is going to get the car, without ceasing to search for every possible roundabout ways, make out not the autocredit. But it is not necessary, in this case to forget that insurance of the got car on all conditions (ОI+КАSКО) though increases car cost in the first year of crediting from 5 to 7 %, but also the rate thus, by the given kind of the autocredit much more low.

Be more attentive with bank sly fellows who suggest to issue the auto-credit without КАSКО. In such situation you pay higher percent of the annual rate, and as a result you will save a lot of money. Whether it is necessary to go on it and to deprive the car of all levels of protection? There is a lack and at autocrediting, in that case when the bank which has given out the credit deprives of you possibility to sell the car to that term while you will not extinguish all sum. In it they, most likely, are right, but there is a set of banks which render the clients service in system trade-in, that is they, actually, offer additional possibility of renewal of your credit for other car.

Be vigilant and constantly remember that on many popular cars, in the proved autosalons, the huge turn of interested persons is built. And only the bank in which the network is well developed, can give you the favourable credit for acquisition of yours of “pink dream».
Having applied the phrase which has become by an aphorism to autoinsurance of Kasko, it is possible to assert that this type of service is not luxury but a necessary condition of a quiet dream of the owner of the car.

Anyone who is serious about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we are living in the world where information makes life easier. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!

That is why if you are properly armed with the information in your topic you can rest assured that you will in any case find the way out from any bad situation. So, please make sure to visit this blog on a regular basis or – best of all – sign up to its RSS feed. Thus you will have a direct shortcut to the freshest informational updates here. Blogging can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

Recommendations About Autoinsurance


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All drivers know about obligatory insurance of an autocivil liability (ОI). You want or you do not want but to insure the car is necessary under the law if you have sat down for a wheel. КАSКО is an insurance of the car upon stealing and a damage, and also upon accidents at the wheel. Obligatory this kind of insurance is only for the cars bought on tick. The client cannot choose himself the insurance company as it is chosen by the bank granting the loan for purchase of the car. An another matter when the client wishes to insure the car on КАSКО voluntary, without pressure from outside bank. After all the choice of insurance programs on КАSКО in the different insurance companies is very big, everywhere is offered by various discounts and bonuses, promise fast payments on all insured events. To stop the choice on this or that insurance company is very difficultly, after all an insurance is not rather cheap.

For this purpose that it would not occur, it is possible to give some simple advices. First, it is not necessary to be insured on КАSКО in small little-known insurance company. In these companies the sufficient insurance fund is not generated, therefore in case of a serious damage to you can not pay. It is not necessary to come across on a bait of advertising of insurance company, promising the big discounts. The same situation can repeat. When reaches payments on insured event, the client has problems. After all promising transcendental discounts, insurance company strongly underestimates tariffs, insurance fund on КАSКО is formed small, there is simply nothing to pay. It is desirable to lean at a choice of the insurer against opinions of the acquaintances, it is possible to look official rating of insurance company and the sizes of their insurance funds on special sites. It is necessary to remember that КАSКО really costs much and at the serious insurer you receive a qualitative insurance product and guarantees of timely payments at approach of the damage provided by the insurance contract.

These recommendations approach not only for КАSКО but also for any other kind of insurance. How to be to those our citizens who cannot insure the car on КАSКО owing to dearness, or it is simple because the car already second-hand and it do not accept on insurance? Alas, from stealing or a damage it will not be possible to insure the car to you. However it is possible to have additional asurance with the autocivil liability under contract of OI, and also to insure drivers and passengers from accidents at the wheel. Not all insurance companies are offered by similar insurance products. These kinds of insurance are always accessible at cost and are simple in registration. Therefore it is not necessary to save on them as at approach of insured event they repeatedly justify themselves.

Anyone who is serious about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where information quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance or anything around this topic?!

Due to this if you are properly armed with the knowledge in your topic you can rest assured that you will always find the way out from any bad situation. So, please make sure to visit this web site on a regular basis or – best of all – sign up to its RSS feed. Thus you will have a direct shortcut to the latest informational updates here. Blogging can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

We Write The Application For Insured Event


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There was a trouble – your car has received damages. Most likely, your property is insured, you address in the insurance company and receive insurance compensation by money resources or repair the car at the expense of the insurer.

Let’s more in detail stop on one of the first stages of dialogue with the insurance company – a filing of application about insured event.

First, if you are not the proprietor of the car and operate the car by proxy – to the reference in the insurance company specify whether possibility of a filing of application from the authorised representative is supposed and what kind there should be a power of attorney. In some insurance companies it is required notarially certified (so-called “general”) power of attorney, in some companies will approach also the hand-written power of attorney from the proprietor in common form.

Secondly, very attentively fill the column about circumstances of incident. Re-read article name. The statement for insured event. Confuses nothing? Yes-yes, the statement is not about vehicle damages, namely about insured event.

It is necessary to explain that frequently the insurer at registration of the contract of insurance does not receive the necessary information, and considers that getting policy КАsКО secures the car. This is popular belief. In policy КАSКО and also in insurance rules accurate definition of insured event contains, insurance risks are listed. Insurance risk are those circumstances in which as the result your car can receive damages and then the insurance company has a duty to restore the insured vehicle. Your car is insured not from all!

Therefore describing damages you should specify accurately and unequivocally a place, date and circumstances of reception of damages. And that the insurer could recognise the given event insurance, these circumstances should correspond to insurance risks. In each insurance company the list of insurance risks the different. But, as a rule, such risks as road and transport incidents, illegal actions of the third parties, a fire and acts of nature are included into the list of insurance risks of any company.

Thus, the event description in your statement of a kind «was washed by the car and has seen a dent …», «damages are received under unknown circumstances …», «has left on parking, a week later has found out damages …» will not allow the insurance company to establish the reason of reception of damages and their conformity to insurance risks, that is the insurance company has quite well-founded right of refusal in insurance payment.

At all I do not urge you to deceive the insurance company. The security service of the insurer is connected to work, and at necessity and the independent expert organisation which will spend auto-technical will prove that damages are received as a result of other circumstances rather than you have specified in the statement – and it is refusal in insurance payment and the indemnification of the insurance company.

Anyone who is serious about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we are living in the world where knowledge makes life easier. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!

Due to this if you are properly armed with the knowledge in your sphere of interest you can rest assured that you will always find the way out from any bad situation. So, please make sure to visit this site on a regular basis or – the easiest way to take care of it – sign up to its RSS feed. In such an easy way you will have your hand on the pulse of the latest info updates here. Blogging can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.

If you like the Free Info in this Post, please consider to buy me a coffee

How Correctly To Insure The Car?


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The insurance market for is huge, it is possible even to tell that it is oversaturated and overflowed. How not to make the wrong choice and than the incorrect choice will turn back I and will try to tell you in this article.

КАSКО, AutoKASKO or insurance of a car upon a damage has a large quantity of reefs, here again the choice of the insurer needs to give particular attention.
As a rule, at car purchase on credit to you impose the insurance company, and here at car purchase “for cash” or prolongation of the contract of insurance for you, here again it is necessary to learn a choice about following moments:

Cost accounting. Cost accounting can carry out as the independent expert (under the Law insurers cannot have in the staff of the appraiser), or official service. If calculation has made official service (HUNDRED which will make repair) it is 100 % a guarantee that you receive the car in an original form without additional costs. In case of calculation by the appraiser amendments – both in big, and in the smaller party are possible. If you do not agree with estimated cost you have the right to challenge it. An independent expert appraisal of other appraiser reserve senselessly – all appraisers work under the same specifications.
Some insurers work with concrete HUNDRED and you do not need to search, receive, make out anything – simply drive away a car on repair and that`s all. However to similar automobile owners concern extremely with watchfulness, and it is quite defensible. When the insurer actually independently carries out repair, quality loss is possible.

To whom to transfer money? Consider that at car purchase on credit money receives either official HUNDRED, or bank, but not you. If HUNDRED you should not pay for repair own means and if transfer is made to bank it is necessary to pay for repair from the pocket, the bank, in turn, considers the received payment as repayment of the basic part of the credit and percent on it.
In case of voluntary insurance money is received by you. Specify, in what way it makes indemnification: by transfer to the personal account or cash. Transfer to the personal account means necessity of opening of such bill for any bank and grantings of requisites to the insurer. Thus cashing in of the listed means will manage to you on the average from 0,5 to 3 % depending on bank.

The emergency commissioner. In many companies they are not present and thus they do not use independent emergency commissioners. The emergency commissioner who on a road accident place helps to fill all necessary documents is necessary to beginners or in disputable situations when the traffic police can “hang up” fault on you.

Anyone who is serious about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.

Funny, but lots of the people simply forget that we live in the world where information quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!

Due to this if you are properly armed with the information in your sphere of interest you can be sure that you will in any case find the way out from any bad situation. So, please make sure to get back to this web site on a regular basis or – the easiest way to take care of it – sign up to its RSS. In such an easy way you will have a direct shortcut to the freshest informational updates here. Blogs can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.

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