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The insurance market for is huge, it is possible even to tell that it is oversaturated and overflowed. How not to make the wrong choice and than the incorrect choice will turn back I and will try to tell you in this article.
КАSКО, AutoKASKO or insurance of a car upon a damage has a large quantity of reefs, here again the choice of the insurer needs to give particular attention.
As a rule, at car purchase on credit to you impose the insurance company, and here at car purchase “for cash” or prolongation of the contract of insurance for you, here again it is necessary to learn a choice about following moments:
Cost accounting. Cost accounting can carry out as the independent expert (under the Law insurers cannot have in the staff of the appraiser), or official service. If calculation has made official service (HUNDRED which will make repair) it is 100 % a guarantee that you receive the car in an original form without additional costs. In case of calculation by the appraiser amendments – both in big, and in the smaller party are possible. If you do not agree with estimated cost you have the right to challenge it. An independent expert appraisal of other appraiser reserve senselessly – all appraisers work under the same specifications.
Some insurers work with concrete HUNDRED and you do not need to search, receive, make out anything – simply drive away a car on repair and that`s all. However to similar automobile owners concern extremely with watchfulness, and it is quite defensible. When the insurer actually independently carries out repair, quality loss is possible.
To whom to transfer money? Consider that at car purchase on credit money receives either official HUNDRED, or bank, but not you. If HUNDRED you should not pay for repair own means and if transfer is made to bank it is necessary to pay for repair from the pocket, the bank, in turn, considers the received payment as repayment of the basic part of the credit and percent on it.
In case of voluntary insurance money is received by you. Specify, in what way it makes indemnification: by transfer to the personal account or cash. Transfer to the personal account means necessity of opening of such bill for any bank and grantings of requisites to the insurer. Thus cashing in of the listed means will manage to you on the average from 0,5 to 3 % depending on bank.
The emergency commissioner. In many companies they are not present and thus they do not use independent emergency commissioners. The emergency commissioner who on a road accident place helps to fill all necessary documents is necessary to beginners or in disputable situations when the traffic police can “hang up” fault on you.
Funny, but lots of the people simply forget that we live in the world where information quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!
Due to this if you are properly armed with the information in your sphere of interest you can be sure that you will in any case find the way out from any bad situation. So, please make sure to get back to this web site on a regular basis or – the easiest way to take care of it – sign up to its RSS. In such an easy way you will have a direct shortcut to the freshest informational updates here. Blogs can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.
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